Houston, TX 77053

Posted: 02/24/2022 Industry: Other Job Number: 37344

Job Description

Senior Deposit Compliance Analyst

#RZ – TD6


Please send resumes to or call (630) 376-0646 and ask for RENEE.



Location: HOUSTON, TX




Job Responsibilities:

•           Works closely with the Director, Compliance in the overall administration of deposit and operations compliance-related directives for our client

•           Performs assigned work that supports the development, implementation, maintenance, execution, and continual improvement of our client’s Compliance Management Program.

•           Works closely with Legal and Risk Management teams, retail branches and other business units to proactively identify, assess and remediate risk, with a focus on Deposit and Operations.

•           Maintains knowledge of all applicable banking laws, rules, and regulations.

•           Monitors new and pending legislation that impacts our client; assists affected business units in development of programs, policies, procedures, and training to implement related requirements and satisfy regulatory requirements; consults with the Legal team as needed.

•           Provides regular updates to business units impacted by regulatory changes and coordinates implementation plans or manages implementation projects as assigned. Surfaces risks, challenges or gaps with Director-Compliance and/or Line of Business owner.

•           Works collaboratively with business units to successfully implement any procedural changes resulting from testing and monitoring, observations, or findings. Proactively collects feedback to assess effectiveness of proposed changes.

•           Provides subject matter expertise and reviews new product and service offerings and all proposed marketing materials to ensure compliance with applicable laws and regulations, as needed.

•           Assists Director, Compliance in independent third party and regulatory audits.

•           Reviews and assesses the components of our client’s policies, procedures, and practices, including evaluating management's responses to issues identified in audits, reviews, and examinations.

•           Periodically reviews deposit systems records and operations to identify violations and regulatory deficiencies; assist department heads with prompt correction of compliance violations or deficiencies identified during the ongoing monitoring and testing process.

•           Reviews, researches, and drafts responses to member regulatory complaints; analyzes and reports on trends.

•           Reviews and drafts compliance-related policies and procedures.

•           Drafts and/or reviews forms and consumer disclosures to ensure compliance with applicable law.

•           Supports our client’s Deposit and Operations areas by providing subject matter expertise; understands and evaluates business processes and related compliance controls development and implementation; reports findings to management.

•           Partners with Talent Services (HR) to develop and administer an effective compliance training program for employees and Board of Directors.

•           Assists with aggregating and analyzing data and providing periodic reports regarding Deposit, and Operations compliance.

•           Assists in testing of processes, controls, policies and procedures, or data sources utilized for managing risk to assess the effectiveness of the control environment in Deposits and Operations.

•           Manages special projects as assigned.

•           All other duties as needed or required.



Bachelor’s degree or an equivalent combination of education. and experience.

Licensure / Certifications:

•           Certified Regulatory Compliance Manager (CRCM) or Credit Union Compliance Expert (CUCE) preferred.



•           3-5 years progressive experience with financial institution compliance operations and processes. Previous experience in deposit compliance preferred.

•           •          


Knowledge, Skills, and Abilities:

•           Strong working knowledge of the regulatory framework within which financial institutions operate, including but not limited to knowledge of: UDAAP, NCUA Regulations Part 707 (TISA), Regulation E (EFTA), overdraft protection program regulations and guidelines, Regulation CC (EFAA), Regulation P (GLBA), Fair Credit Reporting Act, Telephone Consumer Protection Act, and Garnishment of Accounts Containing Federal Benefit Payments.  

•           Excellent verbal and written communication skills; able to convey complicated advice and information in an understandable and engaging manner.

•           Unquestioned integrity and excellent judgement.

•           Excellent planning and organizational skills, including the ability to work independently on projects of high complexity with limited supervision.

•           Ability to maintain confidentiality and instill trust within the organization.

•           Fast learner who thrives in a high-demand environment; works well under pressure.

•           Ability to handle conflicts with diplomacy.

•           Strong emotional intelligence.

•           Capable of working successfully as a leader, an individual contributor, and on teams including diverse sets of personalities and skill levels.

•           Ability to collaborate and work effectively across functions (including Legal, BSA, Talent Services (HR), Fraud, Internal Audit, Operations, Retail, and Risk Management) in a fast-paced, high-volume, high-pressure environment.

•           A business-focused, creative problem solver who is open to new ideas and new approaches.

•           Willingness to continually learn and stay current on trends in the financial services industry.

•           Expert level knowledge of relevant software including Microsoft Office, Word, Excel, Power Point, Westlaw and Practical Law. 




Job Requirements


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Renee Zubak

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